American First Finance-No Credit Needed
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American First Finance-No Credit Needed

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A simple application is filled out in our dealer's store or service provider's office and then submitted to our office for approval.  Applications are approved instantly or denied. If additional information is required, we will deliver a response within 10 minutes from the time the completed information is submitted.

 Finance up to 24 months or take advantage of our 90 Day Same As Cash!

What are the requirements to qualify for the "No Credit Required" program?

You must be 18 years or older, have a steady and re-occurring source of income of at least $800 per month and maintain an open, active and stable checking account.

 

Can a customer use an ITIN?

Yes, an ITIN is an Individual Tax Identification Number issued by the federal government for non-citizens working and paying taxes in the US.

 

Does a customer have to have a job to apply?

No we accept different forms of income such as Social Security, Retirement, Pension and Self Employment.

 

What if a customer has bad credit or filed for Bankruptcy in the past?

They can still get approved. We do check credit. However, we do not require credit history in order to be approved.

 

Can a co-applicant and the applicant use the same checking account?

Yes.

 

What is an ACH Authorization?

An ACH Authorization is your verbal or written instructions that allows us to electronically withdraw a specified amount or money from a bank account on an agreed upon day.

 

 

Or Click on this link below and it will take you to an application.

https://sv1.americanfirstfinance.com:8158/k_dealer/f/AFFapp.php?wdlr=1509&userid=MOLLYWEBOUT

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